Category Archives: Personal financial

5 Signs You’re Losing A Sale

Here’s an article that was referred to me by one of our banks.  The article is in Entreprenuer Magazine written by Jane Porter in Nov. 2011. http://www.entrepreneur.com/article/220689 Here are the 5 Signs 1.  If a client seems indifferent. 2. If there is … Continue reading

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2012 & Your Business

Recent economic indicators are looking positive. US stock markets are at with levels not seen since 2008 with the Dow flirting with 13,000. The US Labor Department said that seasonally adjusted new jobless claims is the lowest since March of 2008. … Continue reading

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The 5 “R’s” of business

I was reading a recent sales article and reminded on how much the details matter.  We forget the 5 R’s at our peril. They are Relationships, Results, Retention, Referrals and Revenue. For most businesses, Relationships are the understated part of … Continue reading

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Good Communication

I get business email tips from http://connect.manta.com. The one today said “don’t send emails when you’re angry“. While emails filter most emotions, especially humor; anger seems to come through even when you don’t mean for it to. So stand up, … Continue reading

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Joe’s Economic Predictions…

Having recovered from my tryptophan induced nap after Christmas, I’m ready to provide my 2011 review and predictions about the US economy for 2012. As always, once the tinfoil hat is off, I’ll disavow any wrong predictions made by the author (that … Continue reading

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Financing for businesses

I generally don’t use this forum to promote equipment leasing or our business but had some recent experiences I thought worth talking about. If you have a small business, there are other options than banks for financing.  Today banks cater to … Continue reading

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What to do when “it” didn’t work?

As small business owners we put so much effort into a project like getting a new client that it can be disheartening when the result was failure. So what happens next? I suggest two steps. First, ask yourself “what did … Continue reading

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Favorite Business Books

The joke in my house is the number of books on my “Top 10 List” is about a hundred – and it’s probably true.  Here is my current top 10 list in no particular order: 1. E-Myth Revisited by Michael … Continue reading

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Tell the Truth!!!

Recently, I was asked to review financials for a client’s new business. They told me that they made $100K per year. When we got their tax returns, the self-employed business grossed $47K and netted $21K. They also had very bad credit, … Continue reading

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Personal Credit & Credit Scores (5)

Okay, last post on this topic – I promise. Improving your score.  First, there is no magic bullet.  Credit scores are improved best by prompt payment history over time.  Here are some tips to improve your score from www.myfico.com. 1.  … Continue reading

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